#5 Why is America an attractive place to live? :: 2

Why is America an attractive place to live?
No.2 The ethnic and cultural diversity

I can not forget the day when I arrived at JFK Airport for the first time. It was not better than other airports. There were many ticketing booths and it was crowded with people and luggages. Every one can see these kinds of things at airports all around the world. However, there was something different. There were many people who have different nationality and ethnicity. There were White people, Black people and Asian people. There were Italian, Japanese, German, Mexican, Chinese, French, Indonesian, etc. I was surprised because I could see and hear them at one place. At that time, I thought I could be so excited in this country. And, it was quite the same. I met many different kind of people from work and social community who came from many different country. I can experience many culture and many languages and it makes me feel happay.

Do you think there is a country somewhere like America which has this kind of diversity? I dare to say, “I don’t think so.”

#2 Living in America is to pay credit card debt whole life?

Living in America is to pay credit card debt whole life?
Do you agree or not?

Living in America is to pay credit card debt whole life. For examples, there’s no one who doesn’t have credit card debt from a survey of public opinion. We can see many people who are struggling because of credit card debt in our neighborhood.

Below is the American consumer’s Credit card debt statistics (2006-2007).
- Total US consumer debt (which includes installment debt, but not mortgage debt) reached $2.46 Trillion in June 2007, up from $2.398 Trillion at the end of 2006 (Source: Federal Reserve).
- The median U.S. household income is currently $43,200 and the typical family’s credit card balance is now almost 5 percent of their annual income. (Source: Federal Reserve)
- 8.3 percent of households owe $9,000 or more on their cards (Source: MSN Money).

There’s one of the reasons that people have credit card debt. Many American college students can get a credit card for free when they’re young. They get a loan for their school expenses and spend much money intemperately. Finally, they can’t pay for the debt and lose their credit. Sometimes, it makes them go into bankrupcy.

Credit card debt make many other problems like high inflation, downward economic status, etc. The best way not to make credit card debt is to economize expenses and save money.